Our Process
How OB Funding Works
From application to funding in as little as 48 hours. Our streamlined process makes getting business capital fast and simple.
1
Apply Online
Our simple online application takes less than 5 minutes to complete.
- Fill out a short application with your business details
- Upload 3 months of recent bank statements
- No credit impact for initial review
- Get an instant pre-qualification decision
2
Get Matched
We review your application and match you with the best funding options.
- Our team reviews your application within hours
- We match you with lenders from our extensive network
- Your dedicated specialist calls to discuss offers
- Compare terms and choose what works for you
3
Get Funded
Accept your preferred offer and receive funds fast.
- Accept your preferred funding offer
- Funds deposited directly to your business account
- As fast as same-day funding available
- Dedicated support throughout your term
What You'll Need
Basic requirements to get started — most businesses qualify.
3+ months in business
$10,000+ monthly revenue
Active business bank account
Valid business license
No minimum credit score
All industries welcome
Frequently Asked Questions
Everything you need to know about our funding process.